Who take Courts installments, Read this?

can I ask for $0 payment as well?? 

FOR ALL WHO TAKE COURTs HIRE PURCHASE..TAKE NOTE!!

Just some weeks ago, I accompanied a friend to Courts woodlands to get a Laptop on hire purchase.

After some intro by the salesman, we sat down to fill the formS.

I was shock to learn that their interests rate is at 24% !!!! check wif e salesman & he said "it increase already!"

Feeling something is wrong here i check wif another sale guy & was quoted 18.9%!!!!

I immediately confronted the first sales guy. It seems that he not to be out-done, he quote me back 12.4%!!??

On hearing tis, I immediately ask for the person in charge, & was told that EVERY COURTs HAS PRACTISE THE 24% RULE SINCE MID OF THE YEAR!! ....but could still give e 12.4% if ask for. My friend & i walk off on hearing tis.

We were at a cafe when my friend decided to call their customer Service to complain, only to find out that actually we have the option of 0% hire purchase!!!!!

Imagine our shock of hearing that piece of news.

From then on.. i never to walk to a Courts store again, coz it's sales ppl are so dishonest!

Beware guys, If you have to take installment from Courts, ASK FOR THE 0% choice or the 12.4 option.!!!!!

Dun let them fool you in paying your ass off!

From Interest-Free Instalments to having Flexible Payment Options on your purchases, Courts Flexi Plans Can! allowing you to enjoy greater financial control.

Flexibility To Choose

Looking for the latest IT gadgets, home appliances or simply the most exquisite sofa and dining table for your home?

Now you can have all these and more! With Courts Flexi Plans, you get to choose from our flexible monthly instalment plans and get what you need now. Get financial freedom & complete peace of mind today!

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4 Plans To Choose From

You're spoilt for choices with our various plans to suit your needs.

• Courts Flexi Zero

  The Plan With No Term Charge.
• Enjoy 0% p.a term charge
• Repayment period 36 to 60 months
• Minimum merchandise amount of $2,000
• No deposit required

• Courts Flexi Lite

  The Wisest Choice For Short Term Repayment Option.
• 10.9% p.a term charge
• Repayment period 6 to 12 months
• Minimum merchandise amount of $150
• 10% deposit on merchandise value

• Courts Flexi Complete

  The More You Spend, The More You Receive!
• 26.9% p.a term charge
• Longest repayment term of up to 72 months
• Minimum merchandise amount of $150
• Enjoy cashback or rebates in the form of purchase with purchase promotions or deals at further discounted prices, product gifts orcash vouchers

• Courts Flexi Pass

  Tailor-made Plan for S and E Pass Holders.
• 32.9% p.a term charge
• Repayment period of 6 to 24 months
• Minimum merchandise amount of $150
• First instalment required

Terms And Conditions

Gigantic Cashback of up to $25,000 is valid till 21 June 2015 and applicable with minimum purchase of $1499 over 36 months term. The amount for cashback varies according to the different purchase tiers and terms. For cashback option, a personal cheque will be mailed to your home address within 7 days after your purchase is fully delivered. The cheque amount will be the cashback amount less up to 3 months of your monthly instalment. Not to be used with other Courts Flexi Plans promotions. All applications are subjected to approval; in-house Flexi Plans and other policies apply, visit in-store for more details. ^To apply for Courts Flexi Plans in just 15 minutes, head to any Courts store with your NRIC and latest payslip. Guaranteed approval to spend $800 applicable upon presentation of NRIC. Courts reserves the right to amend the above terms and conditions without prior notice.

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• Step 1
  
  
  

  
  

  Click the button above to apply using our online application form.
• Step 2
  
  
  

  
  

  Scan in your

  
  

  For Singaporeans & PRs

  NRIC and latest payslip/CPF statement

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  For S Pass or E Pass Holders

  Scanned copy of your passport, S Pass or E Pass, Pay Slip and latest Phone or PUB Bill.

  
  

  You will hear from us via email within 3 working days.
• Step 3
  
  
  

  
  

  Start shopping with Us!

• 
• Step 1
  
  
  

  
  

  Visit the nearest Courts Stores available in your in area.
• Step 2
  
  
  

  
  

  Bring along the following documents

  
  

  For Singaporeans & PRs

  NRIC and latest payslip/CPF statement

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  For S Pass or E Pass Holders

  Scanned copy of your passport, S Pass or E Pass, Pay Slip and latest Phone or PUB Bill.
• Step 3
  
  
  

  
  

  Get approval in 15 minutes and start shopping!

You can also apply for Courts Flexi Plans through any of the following methods:

Vist any AXS Station

OR

Call 1800 222 6868

OR

SMS & to 73838

All prices stated online for "Courts Flexi Plans" are inclusive of extended warranty & processing fee.