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Friday, September 27, 2013

Myanmar Health Insurance

Here Myanmar Health insurance!


If you live and work in Myanmar, then you are very lucky, it is a beautiful country but it is very important to have the right health insurance. Pacific Prime is the world largest distributor of international private medical insurance to individuals and SMEs. In 2013 we were rewarded by Bupa international and IHI Denmark the top Global distributor award, but we don't just work for Bupa and IHI. But we don't just work for Bupa and IHI, in fact Pacific Prime is a leading global distributor for mostly every international private medical insurance companies, so how can we help you ? Well what we would like to do is may be giving you some advises if you are looking for health insurance. Before you can even start to choose a policy, it is crucial to take a sincere examination of your specific situation and needs. Selecting a health insurance policy in Burma, that fits well can be difficult given the profusion of insurance companies available. We offer Burma medical insurance plans from greater than 50 different insurance companies , so should you decide to buy a Burma medical insurance tactics from us, you can anticipate to be presented with numerous good alternatives. The majority of our plans are assured to be renewable forever and ensure insurance globally. This allows you to keep your Burma policy with you and have constant health protection in almost any destination in the world.
Medical coverage expert in Burma
Are you tired of being given recommendations on plans that look like profit the needs of the insurer more than you as the insured person? We are an independent coverage broker who will always put the interests of our clients before the insurance companies that we work with. this means that you are provided with non-prejudiced recommendations about different health insurance plans in Burma that fit perfectly you.
Maternity health insurance policies in Burma
Several plans provide extra protection for maternity. Maternity generally has a waiting time period prior to the insurance is effective and this generally means conceptions can only take place 3 to 12 months after the medical plan starts off.

Chronic condition coverage in Burma
Chronic condition are usually outlined as medical conditions which you do not get well from but only manage and sustain, for instance diabetic issues and bronchial asthma. At present about fifty percent of the worldwide healthcare insurance coverage in the market offer you coverage for chronic conditions. It is essential to understand that the on-going care and administration of chronic conditions in Burma can be quite expensive as this kind of plans supplying this protection are usually far more expensive.
Dental insurance policies in Burma
Some policies supply additional dental protection. Dental insurance is usually of two types: routine dental: polishing, scaling and standard compound fillings, and so on. Major dental: elimination of impacted, buried or un-erupted teeth, elimination of roots, new or fix of bridge work, new or fix of crowns, root canal therapy, dentures, etc.
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Burma Health Insurance

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for familiesindividualsgroupstravelers, and teachers expatriate health insurance.
Quotation
Please fill in this short form if you need more information or a personalized quote. One of our highly trained advisers will get in contact with you via telephone or email within the next 24 hours. If you wish to contact us directly, please click here to visit our Contact page.

Expatriate Health Insurance Burma

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Burma nationals living, working or holidaying abroad. If you are a non Burma national and moving to Burma we can also provide plans that meet your specific requirements.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Burma hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Burma.
As a leading broker of medical insurance in Burma we keep up on the latest insurance trends and Burma Insurance News.
We can offer expatriates in Burma dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patientdentalmaternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

About Burma

Burma, officially the Republic of the Union of Myanmar, is a largely rural and densely forested country. Myanmar is elongated in shape, sharing its southeastern border with Thailand, northern border with China and western border with Bangladesh. It has a population of approximately 55.4 million people, and an area of 678,500 square kilometres. Myanmar is the world's largest exporter of teak and a large producer in jade, pearls, rubies and sapphires.
Yangon, situated on the south coast of Burma, is the most populated city within the country with just under 4.1 million people. Yangon was the capital city of the country until it was moved to Nay Pyi Taw in 2006. Mandalay, the cultural centre of the country, has more than 1 million people living in its city. Ranking third in population is the capital city of Nay Pyi Taw, with over 936,000 people.
Myanmar's health care system is funded through the Government, private bodies, and external aid. Several government and international organisations have implemented health programs within the country, focusing on the eradication of Tuberculosis, HIV/AIDS, and malaria. Access to primary health care within rural areas remains a serious problem in Myanmar, and has lead to a higher prevalence of disease burden among the rural population group.
Expats living in Myanmar generally attend private health care facilities due to the higher standard of medical care. Due to an increasing demand for higher standards of medical care in the country, over recent years the Myanmar Health Ministry has granted the permission of more private hospitals to be built in the country, mainly within the city of Yangon.
Within the city of Yangon, the Asia Royal General Hospital provides adequate medical facilities including a cardiac diagnostic clinic. The International SOS Clinic, also situated in Yangon, is well equipped with diagnostic, emergency care and general surgery services. The Pun Hlaing International Hospital has international doctors that specialise in cardiology, cardiac surgery, joint replacement surgery, general surgery, and eye cataract surgery. The Pun Hlaing International Hospital also offers adequate diagnostic, emergency care services and a maternity ward. Smaller private clinics in Yangon, offering adequate primary care services, include the Sakura Medical Center and Shwegondine Specialist Center. Private healthcare services are generally very expensive, due to this, expats living in Burma are strongly encouraged to obtain a Burma international medical insurance policy.
In the event of a serious illness or accident, patients may be required to travel to Bangkok for the appropriate level of care. There are reputable hospitals located in Bangkok, including the Bangkok International Hospital offering emergency care with adequate medical facilities and experienced staff. Within remote areas in Burma, medical evacuation may be very difficult and not always possible by air. Travel during the wet season, from June thought to September, can delay an evacuation even further.
International SOS has an emergency evacuation service that is available to expats living in Burma. In the event of an emergency, patients can contact their nearest International SOS clinic, located in Bangkok, 24 hours a day all days of the year. The emergency evacuation teams are experienced and provide air and land transportation services and repatriation services if required.
The costs involved in covering medical treatment and emergency transportation within Burma and to Thailand are very expensive. As such expats in Burma are strongly encouraged to obtain some form of Burma medical insurance, to ensure ease of access to health and medical facilities within Burma and Thailand, including air transportation services.
Tuberculosis (TB), HIV/AIDS and malaria are among the key focuses of the National Health Strategic Plan, put in place by the Burmese Government in order to increase the health status of the population. With poor access to health services in rural communities, TB remains a serious threat ranking the 19th highest TB burden in the world, according to the World Health Organisation. Further to this, the high prevalence of HIV/AIDS in Burma further increases the incidence of TB due to the impact of the disease on the human immune system. Malaria accounts for 23% of medical cases and 42% of deaths in the country. More than 20% of young children die before their fifth birthday, nearly half as a result from malaria.
Burma has one the world's highest rates of HIV/AIDS among the adult population, with the majority of cases among sex workers and their clients, as well as intravenous drug users. Following implementation of international and Government programs, the Ministry of Health has reported a considerable drop in the prevalence of HIV/AIDS from 0.94 percent in 2000 to around 0.61 percent in more recent years.
Malaria infected mosquitos are present in all areas of Burma, but less prevalent in the urban areas of Yangon and Mandalay. Expats living in Burma need to practice safe precautions such as using mosquito nets during the night. Malaria medications, such as Doxycycline, can also help with protection, as well as wearing long sleeved clothing and mosquito repellents. During the wet season, from June though to September, the risk of malaria outbreaks increase, as well as water borne diseases such as Cholera.
Expats living in Burma need to be aware of safe water practices in order to prevent transmission of cholera and other diarrheal infections. Bottled water is recommended, otherwise steralisation can be achieved through boiling or chlorination. Chlorine tablets can be purchased at most local pharmacies.
The media reports continuous concerns in relation to the possibility of terrorist attacks and civil unrest within the country. There have been incidents of bombing attacks within the major cities of Burma, most commonly in Yangon. Areas considered high risk include hotels, public transportation, shopping centres, markets, and other public venues. It is also recommended not to travel near the border of China, Laos and Thailand due to the higher risk of conflict, unexploded landmines and ordinance. Tropical cyclones are also a threat to expats living in Burma, particularly during the months of April to October. It is therefore important for expats to monitor the media for information relating to severe weather warnings, violent attacks and other related warnings.
Emergency protocols should be adopted by residents during the event of an accident, serious illness or criminal offense. To call an ambulance, police department, or fire service dial 9-9-9.
Expats are advised to contact the International SOS Alarm Centre where English speaking staff can assist with emergency matters and organise the appropriate services. Expats can contact the International SOS Alarm Centre, located in Bangkok on +66 2 205 7777. To call the International SOS Medical Clinic located in Yangon dial +95 1 667 879.
For more information about Burma medical insurance plans, or to receive a free International Health Insurance Quote, please contact one of our dedicated advisers today.
For more information about Burma, the international health insurance plans that we can offer there, or to receive a free quote, please contact one of our expert advisers today.

  • » 
  • » 

Burma Health Insurance

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for familiesindividualsgroupstravelers, and teachers expatriate health insurance.
Quotation
Please fill in this short form if you need more information or a personalized quote. One of our highly trained advisers will get in contact with you via telephone or email within the next 24 hours. If you wish to contact us directly, please click here to visit our Contact page.

Expatriate Health Insurance Burma

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Burma nationals living, working or holidaying abroad. If you are a non Burma national and moving to Burma we can also provide plans that meet your specific requirements.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Burma hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Burma.
As a leading broker of medical insurance in Burma we keep up on the latest insurance trends and Burma Insurance News.
We can offer expatriates in Burma dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patientdentalmaternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

About Burma

Burma, officially the Republic of the Union of Myanmar, is a largely rural and densely forested country. Myanmar is elongated in shape, sharing its southeastern border with Thailand, northern border with China and western border with Bangladesh. It has a population of approximately 55.4 million people, and an area of 678,500 square kilometres. Myanmar is the world's largest exporter of teak and a large producer in jade, pearls, rubies and sapphires.
Yangon, situated on the south coast of Burma, is the most populated city within the country with just under 4.1 million people. Yangon was the capital city of the country until it was moved to Nay Pyi Taw in 2006. Mandalay, the cultural centre of the country, has more than 1 million people living in its city. Ranking third in population is the capital city of Nay Pyi Taw, with over 936,000 people.
Myanmar's health care system is funded through the Government, private bodies, and external aid. Several government and international organisations have implemented health programs within the country, focusing on the eradication of Tuberculosis, HIV/AIDS, and malaria. Access to primary health care within rural areas remains a serious problem in Myanmar, and has lead to a higher prevalence of disease burden among the rural population group.
Expats living in Myanmar generally attend private health care facilities due to the higher standard of medical care. Due to an increasing demand for higher standards of medical care in the country, over recent years the Myanmar Health Ministry has granted the permission of more private hospitals to be built in the country, mainly within the city of Yangon.
Within the city of Yangon, the Asia Royal General Hospital provides adequate medical facilities including a cardiac diagnostic clinic. The International SOS Clinic, also situated in Yangon, is well equipped with diagnostic, emergency care and general surgery services. The Pun Hlaing International Hospital has international doctors that specialise in cardiology, cardiac surgery, joint replacement surgery, general surgery, and eye cataract surgery. The Pun Hlaing International Hospital also offers adequate diagnostic, emergency care services and a maternity ward. Smaller private clinics in Yangon, offering adequate primary care services, include the Sakura Medical Center and Shwegondine Specialist Center. Private healthcare services are generally very expensive, due to this, expats living in Burma are strongly encouraged to obtain a Burma international medical insurance policy.
In the event of a serious illness or accident, patients may be required to travel to Bangkok for the appropriate level of care. There are reputable hospitals located in Bangkok, including the Bangkok International Hospital offering emergency care with adequate medical facilities and experienced staff. Within remote areas in Burma, medical evacuation may be very difficult and not always possible by air. Travel during the wet season, from June thought to September, can delay an evacuation even further.
International SOS has an emergency evacuation service that is available to expats living in Burma. In the event of an emergency, patients can contact their nearest International SOS clinic, located in Bangkok, 24 hours a day all days of the year. The emergency evacuation teams are experienced and provide air and land transportation services and repatriation services if required.
The costs involved in covering medical treatment and emergency transportation within Burma and to Thailand are very expensive. As such expats in Burma are strongly encouraged to obtain some form of Burma medical insurance, to ensure ease of access to health and medical facilities within Burma and Thailand, including air transportation services.
Tuberculosis (TB), HIV/AIDS and malaria are among the key focuses of the National Health Strategic Plan, put in place by the Burmese Government in order to increase the health status of the population. With poor access to health services in rural communities, TB remains a serious threat ranking the 19th highest TB burden in the world, according to the World Health Organisation. Further to this, the high prevalence of HIV/AIDS in Burma further increases the incidence of TB due to the impact of the disease on the human immune system. Malaria accounts for 23% of medical cases and 42% of deaths in the country. More than 20% of young children die before their fifth birthday, nearly half as a result from malaria.
Burma has one the world's highest rates of HIV/AIDS among the adult population, with the majority of cases among sex workers and their clients, as well as intravenous drug users. Following implementation of international and Government programs, the Ministry of Health has reported a considerable drop in the prevalence of HIV/AIDS from 0.94 percent in 2000 to around 0.61 percent in more recent years.
Malaria infected mosquitos are present in all areas of Burma, but less prevalent in the urban areas of Yangon and Mandalay. Expats living in Burma need to practice safe precautions such as using mosquito nets during the night. Malaria medications, such as Doxycycline, can also help with protection, as well as wearing long sleeved clothing and mosquito repellents. During the wet season, from June though to September, the risk of malaria outbreaks increase, as well as water borne diseases such as Cholera.
Expats living in Burma need to be aware of safe water practices in order to prevent transmission of cholera and other diarrheal infections. Bottled water is recommended, otherwise steralisation can be achieved through boiling or chlorination. Chlorine tablets can be purchased at most local pharmacies.
The media reports continuous concerns in relation to the possibility of terrorist attacks and civil unrest within the country. There have been incidents of bombing attacks within the major cities of Burma, most commonly in Yangon. Areas considered high risk include hotels, public transportation, shopping centres, markets, and other public venues. It is also recommended not to travel near the border of China, Laos and Thailand due to the higher risk of conflict, unexploded landmines and ordinance. Tropical cyclones are also a threat to expats living in Burma, particularly during the months of April to October. It is therefore important for expats to monitor the media for information relating to severe weather warnings, violent attacks and other related warnings.
Emergency protocols should be adopted by residents during the event of an accident, serious illness or criminal offense. To call an ambulance, police department, or fire service dial 9-9-9.
Expats are advised to contact the International SOS Alarm Centre where English speaking staff can assist with emergency matters and organise the appropriate services. Expats can contact the International SOS Alarm Centre, located in Bangkok on +66 2 205 7777. To call the International SOS Medical Clinic located in Yangon dial +95 1 667 879.
For more information about Burma medical insurance plans, or to receive a free International Health Insurance Quote, please contact one of our dedicated advisers today.
For more information about Burma, the international health insurance plans that we can offer there, or to receive a free quote, please contact one of our expert advisers today.

Wednesday, September 25, 2013

Yangon More Expensive Than NYC Sparking Boom: Real Estate

Sean Danley has spent the past six months scouting office space in Yangon after being sent to establish the Myanmar branch of his U.S.-based employer.
He looked in the city’s three sole 1990s-era towers, where annual rents have climbed to more than $100 a square foot, compared with less than $75 in downtown Manhattan, according to broker CBRE Group Inc. Too expensive, he said.
The villas he considered either didn’t have safety exits, weren’t clean, required sharing space with other companies or were in odd locations -- all unsuitable to the image of his $29 billion in revenue engineering and construction company, which he said he wasn’t authorized to identify. After seeing 10 places and losing one possibility to someone faster with his “bag of money,” Danley is still looking.
“We can’t move into a space where someone’s cooking up nasi goreng on the sidewalk all night,” he said, using the Indonesian name for fried rice.
Developers are rushing to solve Danley’s problem, one faced by hundreds of multinational companies setting up operations in Myanmar following its political opening and easing of international sanctions. Yangon, the commercial capital, needs at least 8.7 million square feet (800,000 square meters) of office space to support the influx, according toYoma Strategic Holdings Ltd. (YOMA) About 1.9 million square feet will be available by the end of 2015, compared with 600,000 now, the Myanmar office of broker Colliers International UK Plc estimated.

Attractive Market

“With rentals going up, and the shortage going to become more acute in at least the next seven years, it’s an attractive market for foreign developers,” said Cyrus Pun, executive director of Yoma, a Singapore-listed company that derives most of its revenue from developing property in Myanmar and has seen its share price more than double since the April 2012 elections and subsequent loosening of sanctions that have allowed less-fettered foreign investment.
“There’s still a big gap to be filled,” he said in a telephone interview, adding that Yoma is in confidential talks that may lead to joint projects with Japanese, Singaporean or Indonesian developers. “Whatever is being built right now will not satisfy the immediate demand.”
The opportunity has lured other Southeast Asian developers, including Singapore-listed Soilbuild Construction Group Ltd. (SOIL) and Vietnam’s HAGL Joint-Stock Co., along with Hong Kong’s Shangri-La Asia Ltd. (69) Each has announced an office, retail, residential apartment or hotel project that it plans to build or manage. At least three more office buildings are being built by local developers, Pun said.

Great Adventure

“There is a feeling that this is the last great adventure there may be in Southeast Asia in terms of a market opening up,” said David Simister, chairman of CBRE Thailand.
Rents have increased almost fivefold in Yangon’s three towers, none of which is higher than 27 stories, from $22 a square foot a year as of the end of 2011, before Myanmar President Thein Sein began allowing more political freedom and loosening economic controls, according to CBRE data. Tenants at the three -- Sakura Tower, FMI Centre and Centrepoint Towers -- include Standard Chartered Plc (STAN), PricewaterhouseCoopers LLP, Coca-Cola Co., Nestle SA, Sumitomo Corp., Bank of Tokyo-Mitsubishi UFJ Ltd. and Malayan Banking Bhd.
The energy industry is expected to generate a chunk of the demand for real estate as companies such as Exxon Mobil Corp., Woodside Petroleum Ltd. and Total SA line up for a share of the country’s oil and gas reserves.
In 2010, energy and mining contributed $8 billion to Myanmar’s gross domestic product, according to a June report from McKinsey & Co. By 2030, the sector could contribute $21.7 billion to an economy that is expected to expand to about $200 billion, it said.

Choosing Hotels

While awaiting new office space, some companies have turned to hotels. Mizuho Corporate Bank Ltd. (8411) picked the Sedona Hotel, located along Inya Lake near the U.S. Embassy and University of Yangon. It has seen rent more than double to $6,720 a month for the 1,000 square feet it occupies from $3,200 in April of last year, according to its country representative, Tetsuro Nonaka. Other tenants are Hyundai Heavy Industries Co., Yamaha Motor Co. and Kawasaki Heavy Industries Ltd. (7012), according to signs outside the hotel.
Unilever NV, the world’s second-largest consumer-goods company, is among companies that have rented villas, such as the ones Danley considered, driving their prices skyward. A four-bedroom residence that rents at $6,500 a month will probably rise another 46 percent, to $9,500, by the end of the year, said Brett Miller, the managing director of Scipio Services Co., a Yangon-based real estate advisory and facilities management company.

Going Up

Prices are going up by the week, said Cherie Aung-Khin, a local restaurateur who wants to expand her Green Elephant eatery, which serves Burmese cuisine and is popular with foreign visitors. In early June, she viewed a 3,000-square-foot space for a second outlet for $3,800 a month. When she returned from a trip to Bangkok two weeks later, the landlord had raised the rent to $4,500. After negotiations, she settled for $4,200, she said.
“Next month, we’ll have a higher demand gap than we saw this month, and rents are bound to go up again,” said Miller.
U.S. sanctions on Myanmar were in place since at least May 1997, when the country banned Americans from investing or facilitating investments into Myanmar, according to the U.S. Department of the Treasury. They were progressively increased over the next 15 years. Similarly, European Union sanctions on the country were in place from October 1996 until both the U.S. and EU began lifting them last year.

Closed Economy

Myanmar, also known as Burma, was hit with these sanctions as five decades of military rule curtailed political freedom and landed opponents of the junta in jail. A closed economy till now means companies setting up new business in the country contend with telephone networks that experience frequent call drops and a cash-only payments system in which credit cards are practically unheard of. Adding to the difficulty of paying for goods and services in Myanmar, business owners typically won’t accept worn U.S. dollar bills, the preferred currency.
The U.S. easing allowed companies to invest in the Southeast Asian nation, including acquiring land for construction and development except in ventures connected to Myanmar’s former military leadership.

No Limits

Real estate was not under EU restrictions, said Bernhard N. Faustenhammer, interim head of the EU delegation to Singapore, in an e-mailed response to questions. There were barriers to investment in the sector because companies could not choose local partners such as state-owned companies in Myanmar, he said. No restrictions exist now.
“During the period of the sanctions, Western developers did not even enter Myanmar,” said Tony Picon, managing director of Colliers International Myanmar, explaining they didn’t have “working knowledge” of the country as some developers from Singapore or Hong Kong do.
“If you’re a big Western developer, it may be perceived to be too risky to get into a large project in a frontier market, and the small developments may be too messy and not worth your while to pursue,” said Picon.

Seeking Partnerships

International developers will probably seek partnerships with local counterparts in a country where they’re not yet sure of rules and regulations, Pun said. For large-scale projects, some foreign companies bring their own workers from outside, while also using local resources available, he said.
“Whilst labor is in abundance, lack of well-skilled construction workers and supervisors is certainly a feature in Myanmar,” he said.
Ambiguous laws related to construction and ownership of property are keeping some away. Far East Orchard Ltd., a unit of Singapore’s largest closely held developer, Far East Organization, isn’t rushing to invest.
“It’s a very cowboy town,” Lucas Chow, Far East Orchard’s group chief executive officer, said at a press conference in Singapore July 2. “The rules are not exactly clear; the laws are not exactly clear; the concept of mortgages is not clear; condominium laws are also not clear. So many things aren’t clear, so I don’t think we have an appetite for that kind of market.”
Yoma has partnered with its own affiliate, Serge Pun & Associates Myanmar Ltd., to build two downtown office towers across the road from Malaysian-born billionaire Robert Kuok’s Traders Hotel starting in the first quarter of 2014. The two towers will add 700,000 square feet of commercial real estate to Yangon’s downtown in three years, said Serge Pun, Cyrus Pun’s Myanmar-born father and chairman of the company that bears his name.

New Hilton

Traders, a brand of Hong Kong-listed Shangri-La, will develop a new site next to its hotel in central Yangon, adding 35,000 square feet of commercial real estate to downtown Yangon by 2016, according to CBRE.
The development by HAGL, Vietnam’s second-biggest listed property developer, near where opposition leader Aung San Suu Kyi spent 15 years under house arrest, will be completed by 2016, according to a statement on the company’s website. Its plan is for 2.4 million square feet of office space, plus a hotel and serviced apartments.
Norway’s Telenor ASA (TEL) and Ooredoo QSC of Qatar, which won licenses in June to expand telecommunications in Myanmar, where only about one in 10 people has a mobile phone, will each need at least 30,000 square feet of office space, Cyrus Pun estimated.
A Hilton Hotel is expected to open in the second of Centrepoint’s towers next year, according to Richard Mayhew, director of LP Holding Co., a Yangon-based company that owns the development. The tallest of the city’s three office properties, it was started in 1996, halted during the Asian financial crisis, resumed in 2005, and opened in 2010, he said.

Patience Required

Singapore’s Soilbuild will provide project management and consulting for a hotel and a serviced-apartment development in Myanmar, through which it intends to gain an understanding of the market and possibly step in later for a share of the construction business, said its executive director, Ho Toon Bah.
“Myanmar is at a very infant stage of their development,” Ho said. “There are a lot of things they need to build. However, since they have been shut off for so long, a lot of their rules and laws are not up to international standards.”
Danley, the business manager at the U.S. multinational, said he hopes to find a suitable office at a “value price” soon. Companies need to come to Yangon with realistic expectations and patience, he said.
“If you want to move into an office with a nice view, then you probably want to wait a few years before you move to Yangon,” he said.
To contact the reporters on this story: Sanat Vallikappen in Singapore atvallikappen@bloomberg.net; Pooja Thakur in Singapore at pthakur@bloomberg.net
Ref:bloomberg

Friday, September 20, 2013

iPhone 5s, fingerprint

iFixit dissects the iPhone 5s, fingerprint scanner and all

The iPhone 5s is just fresh out the door but it’s already going commando for the iFixit camera, where the guys are quick to undo its glass and aluminum shell and see what hides underneath.
The team deems the iPhone 5s slightly less fun to open compared to its predecessor, to some extent thanks to the short connection cable for the Touch ID sensor. We also get a look at the phone’s bigger 1560 mAh battery, the latest Apple A7 chip and more.
iFixit expresses concern whether the sapphire glass above the Touch ID sensor would be enough to protect it from degarding over time. You can check out the breakdown of the teardown in this roundup video – action starts around 1:17.
The iFixit team gave the iPhone 5s a repairability score of 6 out of 10, which translates to slightly above average. The main gripes come from the use of the proprietary screws, requiring you to have a special pentalobe driver.
Secondly, the lightning connector’s many parts are soldered onto it making it replaceable only as a whole unit, should any of these parts break down.
And finally, the battery is glued onto the phone and lacks a pull tab, making it harder to take o

Ref:gsmarena

Sunday, September 15, 2013

NEW PRS MUST NOW WAIT 3 YEARS BEFORE BUYING RESALE HDB FLATS

Khaw Boon Wan announced a new policy tweak for the purchase of resale flats today (27 aug).

The change, with immediate effect, will force new Singapore PRs to have to wait 3 years before being able to buy a resale flat. In the past, PRs were able to buy resale flats as soon as they became a PR.

According to statistics released by Khaw Boon Wan, there are currently around 51 000 HDB flats owned by PRs (or 6% of all HDBs).

He also shared that this year, there were 130 flats sold by PRs within 3 years of their purchase, with another 320 sold within 4 years of purchase. A further 490 were sold by PRs within 5 years of their purchase.

That means that at least 940 PRs had bought a HDB flat for a relatively short-term stay. It is unknown how many of these upgraded to private or other HDB flats, but it is likley that some of them 'cashed in' and could have left with the profits.

This is a welcome change made by the Minister which will hopefully help to control the price of resale flats. It is also an indication that Khaw admits that the old system had flaws which needed to be addressed.

The impact that this new policy will have is unknown as not many details were shared by the Minister but it is a good step to ensure that HDB prices can be kept in check.

Previously, the Minister had said that he did not have a lot of control over the price of resale flats as it was up to the open market, but thankfully, he has realised that he can actually do something about it.

Nevertheless, we should give credit to the PAP government on listening to the voices of Singaporeans and taking a step forward in stabilizing the property market as well as giving priority to Singaporeans.

However, some Singaporeans say that this measure is taken too late already:

Ref:therealsingapore


New measures target HDB market

Singapore's Housing & Development Board (HDB) has introduced four additional measures to help middle-income Singaporeans afford their first home, low-income families upgrade to larger flats and to facilitate mutual care and support for multi-generation families. Moreover, it has introduced two measures to further stabilise the HDB resale market.Aimed at ensuring greater financial prudence and to discourage speculation, the maximum tenure for HDB housing loans has been reduced from 30 years to 25 years. Borrowers are now only allowed to use 30 percent of their monthly income to service their HDB loan. Previously the cap was set at 35 percent.The Monetary Authority of Singapore (MAS) has also introduced similar measures for HDB borrowers.Singapore permanent residents (PRs) have also been targeted by measures which will see newly-minted PRs having to wait three years before they are able to purchase a resale HDB property. Previously, they were able to buy a resale HDB property immediately after obtaining their PR status.HDB will also introduce a new type of Three-Generation (3Gen) flat to cater to multi-generation families living under one roof. These flats will feature four-bedrooms and three-bathrooms (two en-suites), with an internal floor area of about 115 sq m. To be eligible for 3Gen flats, applicants must form a multi-generation family comprising at least a married/courting couple and their parent(s). To ensure that these purpose-built 3Gen flats serve the target group, subletting of room(s) will not be allowed during the five-year Minimum Occupation Period (MOP). After fulfilling the MOP, these 3Gen flats can only be resold in the open market to other eligible multi-generation families. The first project with about 80 units of 3Gen flats will be launched in Yishun in the September 2013 BTO exercise. HDB has said it will monitor the response and calibrate the supply of 3Gen flats accordingly.A press release detailing the new measures can be viewed at http://www.hdb.gov.sg/fi10/fi10296p.nsf/PressReleases/2311677DFDF53AC248257BD40032F6A4?OpenDocumentComments and reaction to these latest measures from industry experts and analysts will appear on PropertyGuru on Wednesday. Andrew Batt, International Group Editor of PropertyGuru Group, wrote this story. To contact him about this or other stories

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatEligibilitytobuy

Friday, September 13, 2013

Global business management in Myanmar!


How to Study ABE
ABE produces a variety of resources to make studying easier, and this article should tell you what each of them is for, what form it takes, and where you can find it. Most of the resources detailed below are available in the Members Area of the ABE website, which you can log into at www.abeukmembers.com

The various links you will need to follow to access the resources are shown in italics.

Syllabuses

Members>Member login>Tuition Resources> QCF Resources>QCF Syllabuses

Syllabuses set out the knowledge and skills that you will be assessed on in ABE’s examinations. They are available to both members and non-members under the relevant subsection of the Qualifications tab on the ABE website (www.abeuk.com). For example, if you wish to view a syllabus for a unit in the Business Management programme, you would select ‘Business Management’ from the ‘Qualifications’ drop-down menu, and then scroll down until you see the list of units, which can be selected to reveal the relevant syllabus. Members can also access syllabuses in the Members Area using the above series of links.

Each syllabus includes between 4 and 8 Learning Outcomes. These set out what you are expected to know as a result of taking the unit. You should revise for each learning outcome, as they will all be tested in the examination.

The Learning Outcomes all contain one or more Assessment Criteria. These describe how you will demonstrate in the examination that you have met the Learning Outcomes. The Assessment Criteria are further broken down into Indicative Content, which indicates some of the range of detail covered by the Assessment Criteria.

At the top of each syllabus you will see, among other things, the following information:

Guided Learning Hours (GLH) – this is the recommended amount of time that a student should spend learning the particular unit under the teacher’s direction, both in the classroom and in their own time, before the examination. It is only a guide and colleges may choose to timetable significantly less than the GLH.

Level – this is the level at which the unit has been recognised by OFQUAL, the regulator of qualifications, examinations and assessments in England. It is a measure of the demand or complexity of the unit, so a Level 5 unit would be more demanding than a Level 4 and so on.

Number of Credits – this is the amount of credits the unit is worth on the UK’s QCF framework. One credit equals 10 hours of learning time (which unlike GLH includes private study not directed by the teacher). Credits can be transferred to other qualifications on the QCF.

Lecture Guides

Members>Member login>Tuition Resources> QCF Resources>QCF Lecture Guides

ABE’s lecture guides offer advice from examiners on how the syllabus for each unit should be taught – for each syllabus, there is a corresponding lecture guide, available to ABE Members by following the above series of links on the ABE website. The lecture guides add important detail to each of the Learning Outcomes presented in the syllabus, giving you an insight into what examiners are looking for, and are therefore particularly helpful when studying for the examination. Our blog entry ’Lecture Guides: Who are they for?’, provides more insight into this particular resource.

Past Questions and Suggested Answers

Members>Member login>Tuition Resources> QCF Resources>Questions and Answers

Answering past questions as though you are in a real exam is useful for practising your exam technique, and for testing your knowledge of a particular unit, and so exam papers from previous examination sessions are available for ABE members to use as part of the learning and revision processes. ABE also supplies suggested answers for questions from each paper in the Members Area of the ABE website, so it’s easy to check how close you are to achieving full marks.

Recommended reading lists

Members>Member login>Tuition Resources> QCF Resources>QCF Reading Lists

ABE’s reading lists contain all the details of the various publications that the examiners recommend you read to fully understand the syllabus. These publications are often referred to in the lecture guides, and reading them will give you a more rounded knowledge of the topic covered in the syllabuses. Where appropriate, the reading list will also direct you to where you can purchase the publication.

Study Manuals

Members>Member login>Tuition Resources> QCF Resources>QCF Study Manuals

Study Manuals are textbooks which have been written specifically for particular ABE units. Each manual deals with each of the learning outcomes in the appropriate syllabus and so comprehensively covers all the topics you will need to learn in order to have a chance at passing that examination.

ABE publishes Study Manuals for all units in the BM Pathway of the Business Management stream, and the common BM units in the HRM, MM and TTHM streams. There are also ABE Study Manuals for the specialist units in the Level 4 and 5 HRM Diplomas.

ABE students are able to purchase the BM Study Manuals in PDF format, on CD-ROM, or as printed books either by making an online payment or by downloading and returning the appropriate form. These can be found by following the above series of links on the ABE website. The HRM specialist Study Manuals are available as printed books via BPP Learning Media at http://www.bpp.com/learning-media , and also from a number of bookshops across the world. A list of these, as well as more information about the HRM Study Manuals is available at http://abeuk.com/hrmmanuals.php .

Study Tips

Members>Member login>Tuition Resources>QCF Resources>QCF Study Tips

Study Tips is a series of articles written for ABE students by ABE staff and examiners. Some of the articles cover examination technique such as how to improve your essay writing skills, whilst some address how to study for and write exams in a particular ABE unit. As well as being available in ABE’s quarterly student publication Student Focus, the articles can also be found in the Members Area by following the above series of links, or at www.abeukmembers.com/c_qcfStudyTips.asp.

‘Changes to ABE Examinations’ Document

Members>Member login>Tuition Resources>QCF Resources>Important changes to ABE examinations under QCF

Following the introduction of the Qualifications and Credit Framework (QCF) in the UK, ABE has taken the opportunity to revise its qualifications in order to provide the most relevant and focused learning experience for students. The new QCF qualifications were examined by ABE for the first time in December 2011, and the various changes to ABE’s examinations under this framework are detailed in the ‘Changes to ABE examinations’ document. It is important to read this document as a starting point to familiarising yourself with the structure and requirements of ABE’s examinations under the QCF.

If you sat ABE examinations before December 2011 you should also consult the Transition Arrangements on the ABE website (www.abeukmembers.com/c_transarrangements.asp) to find out how you can use your previous ABE passes to complete your QCF qualification.

Student Focus

Members>Member login>Benefits>Student Focus

Student Focus is a quarterly publication, received free by all ABE members. Its content is specifically for ABE students. It contains relevant information about examinations, courses and colleges, plus articles, news, competitions and study tips from examiners, and is available in PDF form from the Members Area of the ABE website.

Business Executive

Business Executive is a quarterly magazine received by students with current membership who hold a QCF (or NQF) Level 5 Diploma, and its stimulating articles are relevant to anyone with an interest in business or management. It can therefore be a valuable source of information for students taking a Level 6 Diploma with ABE.

ABE UK at 04:24





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